Investing FAQ ETFs request for information?In layman terms can somebody please explain what ETFs are for example, are ETFs similar to manage funds? Just another question is a retail investor another cross for a private investor? E-trade and Countrywide stock working…?How would you rate them Read More...
Did I commit an excess contribution to my Roth IRA and how do I fix it? In Dec 2009, I invested 5k into my Roth IRA account at Vanguard. However, I didn’t make any salary (I’m a student) in 2009. Did I commit an excess contribution to my Roth IRA? If so, what are the steps I should Read More...
How Much Can I Contribute to a Roth IRA? How Much Can I Contribute to a Roth IRA? Each year, the IRA rules change. One of those changes is the contribution limits for the year. One of the main questions asked by an individual opening an account is, “how much can I contribute to a Roth Read More...
A 401(k) is still the best way to save for retirement Question: I’m a full-time student who has a part-time job at a community college. Can I start contributing to an IRA? — Eiko, Atlanta, Georgia Read More...
Mutual fund IRA rollover vs. Roth IRA : which is the better move? Last year, I rolled all of my investments from the 401K plans of previous employers into a mutual fund IRA rollover account. I have recently been considering putting that money into a Roth IRA. I would not be contributing Read More...
How to pay for college? College for daughter will be 30K per year (120K total). Current salary is 106K; I have 120K in Roth IRA and 60K in nonIRA equities. I contribute 4K per year to Roth IRA. The college has offered only 3K in subsidized loan and 2K in unsubsidized loan. I plan to take the Read More...
Do You Know About These IRA Rollover Rules? IRA rollovers, conversions and transfers are often thought of as the same transactions. While they are similar, there are specific IRA rollover rules that do not apply to transfers. The term Read More...
